10% Off in July—Support Our Veteran Business Mission 🇺🇸

CALLING ALL SERVICE MEMBERS!
Supporting Veteran-Owned Businesses

We’re Expanding Our Mission to Support Veteran-Owned Businesses Like Never Before 🇺🇸

At Guernsey Consulting, we’ve always believed in service…first in uniform, and now in business. And starting now, we're proudly shifting our focus to help veteran-owned businesses take control of their finances and scale with confidence.

Our goal is simple: partner with 25–30 veteran-led companies in 2025 and give them the financial clarity and support they need to grow, thrive, and win in the marketplace.

Whether it's AR, AP, cash flow forecasting, collections, credit analysis, bookkeeping, or treasury, we offer real solutions delivered with integrity, professionalism, and experience. Learn more about our services at www.guernseyconsulting.com.

And while this focus is veteran-first, we’re not veteran-only. If you’re a small business that needs help getting your finances in order, we’re still here for you….always!!!

To celebrate this mission, we’re offering a 10% discount on all services through July. Just mention this email when you reach out.

If you believe in what we’re building, we’d love your help:
📣 Share our name with a veteran-owned business that could use financial support.
💬 Or email me directly at [email protected] if you know someone we can help.

Now, let’s dive into today’s discussion and that’s Cash Flow Management!

CASH IS KING 👑 
Start tracking cash closely

Cash flow management doesn’t have to be complicated, but it does have to be consistent. One of the most powerful habits a business can build is simple: track your cash and reconcile it back to the bank daily if possible, weekly at minimum.

It sounds basic, but it’s often overlooked. Many businesses rely on reports that are outdated by the time they’re opened. Heck, I’ve even witnessed some looking at their bank statements AFTER year-end to see where they ended up and that’s madness!!!

What matters most is real-time visibility: what cash do you actually have available right now?

Here are a few key tips you need to write down:

• Balance to the bank regularly. Your accounting system might show one thing, but until you match it to your bank balance, you’re guessing—not managing.

• Separate “available” from “expected.” That $15K payment that’s “on the way”? Don’t count on it until it clears. Base your decisions on actual cleared cash. So much more on this collections topic we could discuss 🙂 

• Watch patterns. Daily tracking helps you spot trends: when inflows spike, when outflows drag, and what’s throwing off your projections each week or month. You really need to know when bills go out, pay cycles occur, etc.

The goal isn’t just to know your numbers it’s to use them to make better business decisions. When you know where your cash stands, you can confidently manage payroll, pay vendors on time, and avoid borrowing unnecessarily.

THANK YOU SPONSOR
Please check out this week’s sponsor through the link below

Sponsoring the Cash Flow Chronicles today is MORNING BREW!

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Contact me if you’d like to network or partner together. I’d love to chat with you more about the services I offer on the side through Guernsey Consulting. If you do not know, I work full time in Treasury Management and then do consulting on the side. Would love to chat or network with you about it.

Some of those services are listed below that we can help you with!

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