“Current” receivables look healthy on reports, but they often create the most cash confusion especially for newer business leaders/owners.
Just because an invoice is not past due does not mean it will help your bank balance this month.
Why current AR still strains cash
Payment terms push cash out 30, 45, or 60 days
Invoices are sent late, delaying the clock (don’t batch this..)
Customers wait until the due date or later by habit
Disputes or missing documents slow payment
On paper, revenue looks strong. In reality, cash is still weeks away.
What to watch in January
Invoices issued late in the month
Large customers on extended terms
Contracts that allow slow payment by design
Billing delays caused by internal processes
Turn current AR into real cash planning
Track when invoices were sent, not just due dates
Map expected payment weeks into your 13-week forecast
Follow up early, even before invoices are past due
January is about clarity. Current receivables are future cash, not today’s cash. Treat them that way in your decisions. If receivables timing feels unclear, reply to this email, message me in the community, or email [email protected].
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