Business Owner? Parent? CFO? This Takes 15 Min.

CHECK YOUR BANK ACCOUNT
So many neglect tracking cash and here’s how you can change that

Whether you're running a business, managing your family's finances, or doing both there’s one simple ritual that can make a big difference in how in-control your money feels.

A 15-minute money review every Friday.

No spreadsheets from scratch. No overthinking. Just a short weekly reset to keep your finances, business or personal, on track. This isn’t just for business owners, but the every day mom or dad out there trying to get ahead.

GET STARTED NOW
Stop going paycheck to paycheck wondering where things stand…

Step 1: Check Cash In / Cash Out (5 min)
Log into your bank or accounting platform - QuickBooks, Monarch, Wave, whatever you use. Look at what came in, what went out, and scan for anything unexpected. Catching a weird charge or missed payment early is half the battle and you need to monitor for fraudulent charges often.

Step 2: Review Your Financial Targets (5 min)
Ask yourself: Am I on track for my monthly goals? That might mean revenue goals, savings targets, expense caps, or debt payoff. If you’re off track, what’s one small thing you can do next week to adjust? Cut back on misc spending for your business or maybe not get that morning coffee a few times a week? Say you spend $10 on breakfast each morning, that’s about $2.4k a year and may just be on coffee.

Step 3: Set 1–2 Money Moves for Next Week (5 min)
This could be as simple as sending two invoices, canceling an unused subscription, or moving $200 to your emergency fund. Whatever it is, pick one or two actions and calendar them. A task without a time slot is just a wish and I find if I don’t put it on the calendar it may not ever happen. Seeing it there helps you maintain accountability.

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That’s it.

You’re not trying to solve every financial problem, but just doing a quick reset to stay clear, proactive, and in control. Week by week, it compounds and will become part of the routine for you personally or your business.

Try it this Friday. Set a 15-minute timer and let me know how it goes.

Stay In The Business Know with 1440

Are you looking for easy breakdowns and knowledge deep dives on the latest key concepts to help you understand business and finance topics? Finance news doesn’t have to be confusing. 1440’s weekly newsletter explains markets, policy, and investing in plain English—complete with charts, context, and links to learn more.

Knowledge Starts Here

Contact me if you’d like to network or partner together. I’d love to chat with you more about the services I offer on the side through Guernsey Consulting. If you do not know, I work full time in Treasury Management and then do consulting on the side. Would love to chat or network with you about it.

Some of those services are listed below that we can help you with!

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