As a reminder we are touching on specific topics in 2026 by month and January is all about cash flow analysis. You’ll see a couple of updates from me this week to help you all out and get your team focusing in the right areas for the new year.
Most cash stress is not about how much money you make. It’s about when money moves. This is something that most new business leaders or those who tend to put finance on the back burner get wrong.
You can be profitable and still feel constant pressure if cash goes out faster than it comes in. Timing is truly something you need to work on.
Payment timing is the real issue
Customers pay later than expected
Vendors get paid earlier than necessary
Payroll and taxes hit on fixed dates
Cash timing gaps create anxiety
Where timing breaks down
Invoices sent late or without clear terms
Follow-ups that wait instead of confirm
Paying vendors by habit instead of strategy
No clear view of what is due this week
Small timing fixes reduce stress fast
Confirm customer payment dates, don’t assume and be PROACTIVE
Focus weekly on your largest inflows and outflows (daily tracker)
Delay payments when terms allow, not by accident
Match cash going out to cash coming in
Clarity changes how leadership feels
When you understand timing, decisions get easier. You stop reacting and start planning. Cash stress fades when surprises disappear from your team’s workload.
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