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On Wednesday we covered some basics on setting up a 13 week cash flow and how not tracking this can be costly to your business and team. What would happen if you actually missed payroll because of mismanaging cash?
Payroll is rarely missed because a business suddenly fails. It’s missed because cash wasn’t being watched closely enough to see the problem coming. That’s a tough pill to swallow as a leader and owner…let’s help you all avoid this scenario from ever happening.
When cash inflows and outflows aren’t tracked consistently, warning signs show up quietly. By the time payroll is due, options are limited and stress is high.
How this happens
Customer payments slip without being noticed
Expenses hit earlier than expected
Cash timing gaps widen week by week
No short-term view shows what’s coming
Without visibility, payroll becomes a surprise instead of a known obligation.
What proper cash tracking prevents
Knowing payroll weeks in advance
Spotting shortfalls early enough to act
Adjusting collections, spending, or timing before it’s urgent
This is why forecasts matter
A simple 13-week cash flow forecast shows payroll clearly on the calendar. It forces honesty about whether cash will be there and when action is required.
Missing payroll is not a systems failure. It’s a visibility and management failure.
January is the right time to prevent this. Track cash daily. Update forecasts weekly. Problems you see early are problems you can fix calmly.
If payroll ever feels uncertain, reply to this email, message me in the community, or email [email protected]. Cash clarity protects your people and your business.+
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