As we head into Christmas I just wanted to take a moment and say THANK YOU to everyone who reads our newsletter, has contributed to it over the years, has asked me to write on specific topics, etc.
I really enjoy writing on here to all of you so I hope you have a Merry Christmas!

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As you all take some time off with friends and family, I hope you can get some rest and relaxation before heading into the new year.
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BG
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