Kickoff – Q4 Cash Flow Game Plan

Q4 can make or break your year. For many small businesses, the last quarter determines whether you finish strong or limp into January playing catch-up. That’s why cash flow discipline is non-negotiable. Over the next 12 days, I’ll send you a series of short, practical newsletters each focused on one cash flow tip you can act on right away. By following along, you’ll have a step-by-step plan to sharpen your finances, avoid year-end stress, and set up a solid foundation for 2026.

Start with your baseline. Pull your most recent cash flow statement and compare it against your forecast. Where are your biggest outflows happening this quarter? Payroll, inventory, or debt service? Knowing this is critical because Q4 often compresses timelines…collections slow down during the holidays, but expenses don’t. By mapping your starting point, you’ll be better prepared to apply the tactics we’ll cover in the coming days. Think of this series as your playbook to finish the year strong.

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I have a high focus helping other vets out there and want you all to succeed, so I created this Skool group below called the Profit Platoon. Would love to have you there!