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Most owners glance at the AR aging and move on. In January, that report should be one of your main cash tools. I hear it all the time that most hate the thought of trying to collect money. Totally get where you come from, but it has to be done and done on time. Email me at [email protected] if you want me to take a look at this for you or train your team. Happy to help you out this year.
The aging is not just an accounting report. It is a cash reality report so start paying attention to that in 2026.
How to read aging for cash clarity
Current: Invoices not yet due. This is future cash, not bankable cash today. Coming at you quickly though…
1–30 days past due: Early warning zone. These should be contacted immediately. Contractual terms matter, right?
31–60 days past due: High-risk for delayed cash. Escalate follow-ups and loop in your supervisor if not already.
61+ days past due: Likely problem accounts. Treat aggressively or reassess collectability. I’d consider reviewing credit and terms on those that stretch you to this point.
What January should focus on
Largest balances in the 1–60 day buckets
Customers with repeated late patterns
Invoices with disputes or missing documentation
Why this matters now
Your aging tells you which revenue will become cash soon and which will not. Without this view, forecasts and bank balances lie about real liquidity. January is about clarity. The aging report is one of the fastest ways to see cash reality.
If your aging feels confusing or unreliable, reply to this email, message me in the community, or email [email protected]. Clear AR equals clear cash.
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